My City Connected (MCC) Privacy Policy

1. Data We Collect and Store

We Minimize. We follow a strict data minimization principle.

Information You Provide Directly:

• Your Verified Legal Name: Collected only during in-person verification at a Lighthouse Hub (e.g., public library). Used solely to prevent fraud and maintain trust on the platform. Stored in connection with your account.
• Your Public Keys: Cryptographic data used to verify your digital signature. This is not personal information.
• Content You Post: Messages, listings, reviews, and other content you choose to share.
• Transactional Data: Amount, time, and participating public keys required for operation of the 25/25/50 Wealth Recirculation Engine and buyer/seller records. Payment details are handled by a licensed third-party processor.

Credit System Participation Data:

To operate the transparent MCC Credit System, we record voluntary actions that earn credits (such as posting, commenting, or verifying a transaction). Only the action type and timestamp are recorded, solely to calculate your MCC Credit balance.

Information We Do NOT Collect or Store:

• Your private key
• Passwords
• Biometric data
• Persistent location tracking
• Behavioral or advertising profiles
• Email addresses, phone numbers, or home addresses

2. How We Use This Information

• Operate the platform and verified social commons
• Provide locally relevant marketplace results using one-time, non-stored location data
• Calculate and manage MCC Credits
• Meet legal and financial obligations
• Maintain platform security

We do not use your information for:

• Advertising or marketing
• Selling or sharing with third parties
• Behavioral profiling

3. Sharing of Information

• With other MCC members: Your verified name and posted content are visible within your city.
• With legal and financial partners: Transactional data is shared only as required and contractually restricted.
• As directed by you: Sellers see transaction details; nonprofits receive contribution records without identity data.

4. Your Rights and Choices

• Access and correction via your profile or Lighthouse Hub
• Account deletion upon request
• Full control over location permissions
• Voluntary participation in the MCC Credit System
• No advertising or data-sharing opt-outs required

5. Data Security

• Zero-knowledge architecture
• In-person identity verification
• No cloud storage of private keys
• Financial isolation from payment systems
• Strict minimal data retention

6. Changes to This Policy

We will notify you of any material changes through the platform. Continued use constitutes acceptance.

7. Contact Us

mcc-privacy@mycityconnected.us